Thread: Fuck BofA

Originally Posted by Alundil

It's less about the total debt, itself, than it is the debt to income ratio.

Sent via highly charged bolt of electricity.

On home loans,

On credit cards it has more to do with monthly income. I'd venture to say they pulled your credit and the credit report doesn't show stable if any employment currently. You may have probably asked for too much too. Also, frequently applying for credit shows up on your credit report and reflects poorly. I'm guessing the combination no recurring income and constant request for credit created a denial on your request.

I stand corrected. Thought it played in on both. Thanks.

Originally Posted by moving-target

i've had my social security check direct deposited into their bank for 20 years

While this may be true if they pulled your credit via experian, transunion, or equifax it's been my experience ss income doesn't appear. Only employment income. It's not a man made decision , it's entirely automated an its based on your credit, request amount , and income. I've been with boa for 9 years and just recently did they bump my credit limit from 1k to 2k.

Mt you should seriously consider it as a favor because you have no business applying for credit when you already owe. The games aren't going anywhere and neither is tpg. Take care of your priorities first then play games.

Originally Posted by moving-target

to me gaming is a priority

also they offerd me an 1800$ card a few months back while replacing a lost debit card...guess the bastards just wanted for me to do a balance transfer over to them

Then that's your problem. Gaming is not a priority. Getting up an brushing your teeth is a priority, going to work is a priority, paying bills is a priority. Gaming is a luxury, a luxury not everyone can afford to have.