Originally Posted by
rock_lobster
I have been with the same insurance company now since I could drive (roughly 8 years, US Agencies). I was involved in an accident in 2004 where an individual hit me from the side. He was at fault, a police report was produced saying he was at fault, etc... I just got my renewal letter in from my insurance company and they have a section where it lists included and excluded drivers in my household. Under my name it had my accident listed, gave the date of the accident and other general information. I noticed though, that it had me listed as at fault. So for the last 6 years (accident was in 2004) I have been on the record for being at fault, thus I would imagine this raised my insurance premiums for the entire time. This particular insurance company only goes back 3 years, so this only affected me from 2004 to 2007, but it still blows.
My question is, is it reasonable to think I could be credited for all the extra money I paid due to the incorrect driving record, assuming I can fix the issue?
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