Quote Originally Posted by Bubbasam
Quote Originally Posted by rock_lobster
I have been with the same insurance company now since I could drive (roughly 8 years, US Agencies). I was involved in an accident in 2004 where an individual hit me from the side. He was at fault, a police report was produced saying he was at fault, etc... I just got my renewal letter in from my insurance company and they have a section where it lists included and excluded drivers in my household. Under my name it had my accident listed, gave the date of the accident and other general information. I noticed though, that it had me listed as at fault. So for the last 6 years (accident was in 2004) I have been on the record for being at fault, thus I would imagine this raised my insurance premiums for the entire time. This particular insurance company only goes back 3 years, so this only affected me from 2004 to 2007, but it still blows.

My question is, is it reasonable to think I could be credited for all the extra money I paid due to the incorrect driving record, assuming I can fix the issue?
Are you sure your rates went up? The entry on your policy report may be wrong, but did you see your rates actually go up from before the accident? I would check into this before I got too belligerent with your insurance company. Call your agent first, and check with them, and if they find out your rates were raised because of the error, then raise holy hell.
I checked. Im not the type to get rude and pissed beyond belief unless the person on the other side of the phone treats me like an idiot. I called, and it turns out that my rates didn't go up.

Reason I couldn't tell before is that it just showed up on my record that I was at fault with my last renewal statement. So no money for me.