Thread: lookin for some advice on bank loan

8 months saving or 12 months making payments. Anything I buy retail I either pay cash or finance no interest. I dont pay interest except for on my auto loan which will be paid of a year early. Your wasting money, you cant live for today, responsibility means planning and working for tomorrow. Listen to the people here who learned the hard way. I am just cheap and never wanted to let them make money off me.

Originally Posted by rock_lobster

I was told that if you carry a balance that is more than half of your limit, then it can hurt you.

As for a bank loan that size (800-1000), if you bring in check stubs, proof of income, etc... that is pretty decent, I can't imagine you having a problem, especially since the loan could be secured with your truck.

yeah thats what i was hoping gota be worth a few k its old (2001) and got a big ass dent in the side. but under 100k miles and 4 new tires.
but i ponder how long does a bank give you to pay back a loan? and will this at the same time up my credit score? i know the payday loan people told me it would from them. but they werent listed on my credit report.(which free credit reports are usless without a score) +i've been a BOA customer for over 10 years dunno if that counts for anything


also my cc is maxed out but i make the min payment each month will be making more then that soon hopefully but my credit report says i'm in good standing with them so dunno

I laugh at the new info on my credit card statement. "If you only make the min payment this debt will take 29 years to pay off and cost you..." If your cc is maxed dont get more credit. I hate to be an ass but you have the "I want" mentality that has gotten the country to the place it is today. Its stupid. Save your money, you dont have to have a new computer you don t have to have a new ____. Suck it up and be poor for a while. Eat some ramen and enjoy it. You have your head up your ass, get off the damn forums and find some work! If you have the time to make as many damn posts as you have in the past month you could be out working and making more money. Turn the damn computer off, get off your ass and go find a mcdonalds that will hire your ass.

I have worked fulltime since I was 17, began mowing grass at 14. I have worked a side job since I was 18. I also pick up weekend jobs working for people I know. I saved for a couple years for my bigdog box. I wanted to be able to play something other than dod or css on low, but I waited until i could afford it. You need to wake up and realize that taking out loans and advances will catch up to you.

i'll just say its not a matter of not wanting to work and i do have a legal income but that barely covers bills so dont go getting the fuckin idea i'm lazy or irresponsible i have responsibility's that i take care of bills that always get paid what i dont have is excess income after that last thing i bought myself that cost money was my xbox 360 over 3 years ago and i dont want to wait for another year to get a computer for its my only connection really to the outside world on a social basis and i dont want to go out and meet real people casue real people suck ass

Originally Posted by Veovis

If all else fails, you could see if anybody pays for really long run-on sentences with no punctuation.

Originally Posted by DancingCorpse